Branch Manager - Sales - Housing Loan (3-10 Yrs) Chennai (BFSI Sales)

Company- Aham Housing FinanceLocation- CoimbatoreJob Title/Grade: Branch Manager Reporting To: Regional Head - Team handling experience is a must.- Candidates from other domain (Sales) are also fine but preferably Home Loan Sales.- Candidates from Affordable housing experience will be preferred.Principal Accountabilities :Business target :- Responsible for achievement of Disbursement targets allotted to the branch on Housing & mortgage Loans and insurance premiums.- Responsible for the meeting the Weighted Average Yield target allotted to the branch.
-Responsible for Portfolio growth of the branch and retention of existing customers. Lead generation & management activities - Monitoring the activities of the Sales Officers at all locations and ensure regular flow of business - Empanelment of the direct sourcing agents at all locations regularly to ensure steady flow of business from major sourcing channels - Planning & execution of marketing activities of the locations with a monthly calendar and monitoring the same on a daily basis - Monitoring productivity of the Sales Officers and ensuring that all of them meet the productivity norms on monthly basis Business Process flow & Management - Responsible for housing loan file logins as per the product & policy norms of Aham HFC.
-Location visits to meet the identified customers for appraisal of the loan proposal - Ensuring proper & complete documentation of housing loan files put up for sanction.
-Management of post sanction documentation i.e. disbursement documentation.
-Ensuring customer satisfaction for all loans sanctioned & disbursed by Aham HFC. Team recruitment & training :- Responsible for recruitment of sales officers, training them and ensuring the productivity levels as per the norms of the company. Portfolio Quality Management :- Responsible for management of portfolio quality.
-Responsible for closure of outstanding post disbursal documentation - Handling chronic/delinquent accounts and initiating appropriate action for regularisation of the loan Person Profile :- Educational Qualification: Under Graduate/Post Graduate.
-Experience: 3 Years (Housing Loan Experience is must (ref:updazz.com)

Payroll Type : Permanent